Privacy Policy & Data Protection Standards
How Finox World protects reader privacy, cookies, Google AdSense personalization, and account security.
1. Our Fundamental Privacy Commitment
At Finox World (“we”, “our”, or “platform”), accessible from finoxworld.com, protecting your personal privacy is our core operational priority. We believe in minimal data footprint, extreme transparency, and empowering every reader with total self-service control over their data.
2. What Personal Data We Collect & Exactly Why
You are free to read all financial articles, review market analyses, and calculate wealth scenarios on our tools completely anonymously without ever creating an account. When you voluntarily choose to register or interact with the platform, we collect only the strictly necessary information:
Why we collect it: To create your personal account, verify your identity via a mandatory 6-digit One-Time Password (OTP), protect against malicious automated bot accounts, and enable you to save reading lists and submit financial articles.
Why we collect it: To display your author byline and avatar if you publish financial research on Finox World or participate in editorial discussions.
Why we collect it: For brute-force password defense, rate limiting OTP floods (maximum 3 attempts per 15 minutes), detecting automated bot networks / scrapers, and shielding our platform against DDoS attacks.
3. Cookies & Third-Party Advertising (Google AdSense)
Finox World uses cookies to ensure our platform functions smoothly and delivers a secure experience:
- Essential Authentication Cookies: Cryptographically signed HTTP-Only cookies (`finox_session`) maintain your secure 40-minute login session. These cookies cannot be accessed or manipulated by third-party JavaScript scripts.
- Preferences Cookies: Store your theme choice (Bright / Dark Mode) and financial calculator inputs locally on your browser.
- Google AdSense & Analytics: Third-party advertising partners, including Google, may use cookies (such as DoubleClick cookies) to serve relevant advertisements based on a visitor's previous visits to our website or other sites on the internet. You may opt out of personalized advertising by visiting Google Ads Settings.
4. Cryptographic Security Standards
We deploy bank-grade security protocols to protect your credentials:
5. Your Rights Under DPDP Act 2023 & Account Deletion
In accordance with the Digital Personal Data Protection Act, 2023 (DPDP) and IT Rules, you have full sovereign rights over your data:
- Right to Access & Review: View all profile information, designation, and saved articles in your dashboard.
- Right to Password Change: Change your account password at any time via Dashboard > Profile & Security.
- Right to Erasure (Permanent Account Deletion): You can permanently delete your account at any moment with 1-click self-service in your dashboard. Account deletion immediately purges your profile, email, hashed credentials, and bookmarks from our server database and terminates all live sessions.
6. Grievance Redressal & Data Protection Officer
If you have any questions about this Privacy Policy, wish to exercise your data rights, or want to file a compliance inquiry, please reach out to our appointed Grievance Officer: